Commercial

Business interruption is designed to indemnify the insured against loss of profits due to a reduction in turnover caused by fire or another insured event. This ensures that your on-going expenses are met and anticipated profit is maintained through ongoing cash flow.
Additional cover can be provided for:

Payroll

Additional increased costs of working

Reinstatement of records

Claim preparation costs

Book debts

Redundancy payments
Limited cover can also be offered where there is closure of transport routes (port, airport, rail) by an authorised authority and where customers and/or suppliers premises are effected.

Loss of rents for landlords is also covered under this type of policy.

Commercial building insurance provides you with the peace of mind that should a natural disaster or other damage befall your commercial property; you will be able to get the funds to renovate or replace the damaged property. This is hugely important, particularly for investors with large amounts of property or businesses who own a considerable amount of the property they operate from.

In the case of an apartment building or block of flats governed by a body corporate, the body corporate is required by law to take out insurance on the building. It is hugely important that the body corporate takes out sufficient coverage for the entire complex, but it can often be a complicated process. Contact us now and we can determine what the body corporate needs are, and find the right policy for your complex.

When your employees are dependent on their company vehicles to work effectively, downtime can cost your company a huge amount. Keep your vehicles (and employees) on the road with commercial motor insurance, and ensure that repairs are done quickly or damaged cars are replaced in a timely manner.

Marine transit insurance covers the loss of cargo, ships or any damage related to property being transferred from one port to another. With so many variable factors when transporting goods by sea, such as bad weather or distance from land in the case of damage, it’s hugely important to guard yourself against the many risks associated with goods in transit. Not only that, marine transit covers all forms of transport – air, sea, road and rail, both domestic and international, so wherever your goods are on their journey, you can feel safe knowing you’re protected if anything goes wrong along the way.

Builder’s risk insurance covers both natural and accidental damage to a property while the property is under construction. When undertaking construction, be sure to take out builder’s risk insurance to protect your property from any unexpected costs.